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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,505 | $81,331+115.8% | $155,534+12.8% | $80,935+116.8% |
| Participation rate | 98.0% | 66.3%+31.7pp | 78.2%+19.7pp | 67.7%+30.3pp |
| Annual return | 18.76% | 33.37%-14.6pp | 64.92%-46.2pp | 35.66%-16.9pp |
| Employer contribution / active EE | $3,616 | $3,105+16.5% | $4,675-22.7% | $2,757+31.2% |
| Participant deferral / active EE | $5,827 | $3,454+68.7% | $5,630+3.5% | $4,299+35.5% |
| Admin fee / account holder | $2,323 | $7,999-71.0% | $15,900-85.4% | $6,924-66.5% |