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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,098 | $77,920+109.3% | $149,723+8.9% | $75,177+117.0% |
| Participation rate | 89.6% | 65.6%+24.0pp | 78.8%+10.8pp | 67.2%+22.4pp |
| Annual return | 10.26% | 31.72%-21.5pp | 134.50%-124.2pp | 160.75%-150.5pp |
| Employer contribution / active EE | $2,844 | $3,138-9.4% | $4,821-41.0% | $2,671+6.5% |
| Participant deferral / active EE | $4,727 | $3,411+38.6% | $5,682-16.8% | $4,126+14.6% |
| Admin fee / account holder | $3,942 | $5,951-33.8% | $13,215-70.2% | $5,651-30.2% |