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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,105 | $91,198+69.0% | $178,503-13.7% | $79,856+93.0% |
| Participation rate | 91.2% | 69.2%+22.0pp | 81.9%+9.3pp | 69.6%+21.6pp |
| Annual return | 9.10% | 24.20%-15.1pp | 151.12%-142.0pp | 31.71%-22.6pp |
| Employer contribution / active EE | $2,427 | $3,257-25.5% | $5,011-51.6% | $2,471-1.8% |
| Participant deferral / active EE | $4,256 | $3,237+31.5% | $5,202-18.2% | $3,741+13.8% |
| Admin fee / account holder | $3,048 | $6,748-54.8% | $13,987-78.2% | $5,306-42.6% |