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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,208 | $77,419-20.9% | $69,461-11.9% | $152,885-60.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.6%+25.4pp | 82.5%+17.5pp |
| Annual return | 6.29% | 39.07%-32.8pp | 28.97%-22.7pp | 345.39%-339.1pp |
| Employer contribution / active EE | $8,698 | $3,315+162.4% | $2,779+212.9% | $4,763+82.6% |
| Participant deferral / active EE | $11,241 | $4,414+154.7% | $3,536+217.9% | $5,851+92.1% |
| Admin fee / account holder | $4,150 | $6,207-33.1% | $3,840+8.1% | $11,598-64.2% |