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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,496 | $81,664-6.3% | $70,476+8.5% | $158,966-51.9% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 3.93% | 208.59%-204.7pp | 109.12%-105.2pp | 302.95%-299.0pp |
| Employer contribution / active EE | $7,832 | $3,219+143.3% | $2,738+186.1% | $4,762+64.5% |
| Participant deferral / active EE | $10,928 | $4,556+139.9% | $3,710+194.5% | $5,983+82.7% |
| Admin fee / account holder | $3,323 | $6,197-46.4% | $3,847-13.6% | $11,250-70.5% |