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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,806 | $157,296-8.6% | $141,191+1.9% | $152,897-5.9% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 19.49% | 64.34%-44.9pp | 71.41%-51.9pp | 345.43%-325.9pp |
| Employer contribution / active EE | $4,156 | $5,262-21.0% | $4,736-12.3% | $4,764-12.8% |
| Participant deferral / active EE | $5,267 | $7,111-25.9% | $6,710-21.5% | $5,851-10.0% |
| Admin fee / account holder | $32,779 | $12,125+170.3% | $10,264+219.4% | $11,599+182.6% |