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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,158 | $138,072-22.4% | $123,549-13.3% | $135,382-20.8% |
| Participation rate | 57.1% | 84.7%-27.6pp | 82.3%-25.2pp | 82.6%-25.5pp |
| Annual return | -4.37% | 153.69%-158.1pp | 119.20%-123.6pp | 519.77%-524.1pp |
| Employer contribution / active EE | $5,021 | $5,152-2.5% | $4,628+8.5% | $4,779+5.1% |
| Participant deferral / active EE | $7,466 | $6,799+9.8% | $6,426+16.2% | $5,609+33.1% |
| Admin fee / account holder | $39,605 | $10,917+262.8% | $9,284+326.6% | $10,829+265.7% |