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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,966 | $150,447-14.9% | $136,298-6.1% | $147,586-13.3% |
| Participation rate | 57.1% | 84.4%-27.3pp | 81.9%-24.8pp | 82.8%-25.7pp |
| Annual return | 18.59% | 1049.15%-1030.6pp | 5156.27%-5137.7pp | 578.59%-560.0pp |
| Employer contribution / active EE | $5,335 | $5,256+1.5% | $4,696+13.6% | $4,876+9.4% |
| Participant deferral / active EE | $6,298 | $6,631-5.0% | $6,247+0.8% | $5,439+15.8% |
| Admin fee / account holder | $10,741 | $10,906-1.5% | $9,244+16.2% | $10,886-1.3% |