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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,719 | $67,602-64.9% | $82,312-71.2% | $70,126-66.2% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.9%+19.4pp | 69.5%+26.7pp |
| Annual return | 12.87% | 21.57%-8.7pp | 25.88%-13.0pp | 73.15%-60.3pp |
| Employer contribution / active EE | $1,500 | $1,755-14.5% | $2,428-38.2% | $2,343-36.0% |
| Participant deferral / active EE | $752 | $2,987-74.8% | $3,706-79.7% | $3,332-77.4% |
| Admin fee / account holder | $2,059 | $4,512-54.4% | $5,608-63.3% | $4,645-55.7% |