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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,053 | $71,873-59.6% | $86,698-66.5% | $68,490-57.6% |
| Participation rate | 86.7% | 72.2%+14.4pp | 76.6%+10.1pp | 67.9%+18.8pp |
| Annual return | -20.88% | 3.54%-24.4pp | 35.96%-56.8pp | -7.85%-13.0pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $672 | $3,779-82.2% | $4,656-85.6% | $4,028-83.3% |
| Admin fee / account holder | $5,901 | $6,110-3.4% | $7,492-21.2% | $5,403+9.2% |