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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,576 | $59,813-20.5% | $79,580-40.2% | $68,486-30.5% |
| Participation rate | 62.0% | 61.1%+0.9pp | 69.5%-7.5pp | 67.9%-5.9pp |
| Annual return | -22.99% | -12.30%-10.7pp | 0.15%-23.1pp | -7.85%-15.1pp |
| Employer contribution / active EE | $1,513 | $1,505+0.5% | $2,413-37.3% | $2,597-41.7% |
| Participant deferral / active EE | $4,536 | $3,024+50.0% | $3,985+13.8% | $4,028+12.6% |
| Admin fee / account holder | $234 | $4,835-95.2% | $6,835-96.6% | $5,404-95.7% |