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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,741 | $58,493-38.9% | $84,021-57.5% | $72,975-51.0% |
| Participation rate | 52.1% | 61.2%-9.1pp | 69.0%-16.9pp | 69.5%-17.4pp |
| Annual return | 28.30% | 28.93%-0.6pp | 71.32%-43.0pp | 81.01%-52.7pp |
| Employer contribution / active EE | $573 | $1,163-50.8% | $1,984-71.1% | $2,440-76.5% |
| Participant deferral / active EE | $2,073 | $2,394-13.4% | $3,239-36.0% | $3,608-42.6% |
| Admin fee / account holder | $335 | $4,569-92.7% | $6,102-94.5% | $5,124-93.5% |