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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,758 | $65,566-27.2% | $86,235-44.6% | $75,177-36.5% |
| Participation rate | 68.8% | 60.5%+8.3pp | 69.0%-0.2pp | 67.2%+1.5pp |
| Annual return | 18.78% | 46.07%-27.3pp | 1170.03%-1151.2pp | 160.75%-142.0pp |
| Employer contribution / active EE | $0 | $1,553-100.0% | $2,381-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,811 | $3,023-40.1% | $3,987-54.6% | $4,126-56.1% |
| Admin fee / account holder | $2,302 | $5,470-57.9% | $6,856-66.4% | $5,651-59.3% |