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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,738 | $69,977+28.2% | $108,582-17.4% | $62,881+42.7% |
| Participation rate | 78.9% | 72.9%+6.1pp | 79.6%-0.6pp | 69.3%+9.6pp |
| Annual return | -6.38% | 10.73%-17.1pp | -51.70%+45.3pp | 20.14%-26.5pp |
| Employer contribution / active EE | $1,866 | $2,135-12.6% | $3,758-50.4% | $2,281-18.2% |
| Participant deferral / active EE | $2,211 | $3,165-30.1% | $4,311-48.7% | $3,203-31.0% |
| Admin fee / account holder | $26,351 | $5,076+419.1% | $7,645+244.7% | $4,296+513.4% |