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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,811 | $91,559+26.5% | $133,978-13.6% | $79,856+45.0% |
| Participation rate | 72.1% | 73.3%-1.2pp | 79.8%-7.7pp | 69.6%+2.5pp |
| Annual return | 4.34% | 61.85%-57.5pp | 45.10%-40.8pp | 31.71%-27.4pp |
| Employer contribution / active EE | $1,654 | $2,384-30.6% | $3,919-57.8% | $2,471-33.1% |
| Participant deferral / active EE | $1,941 | $3,734-48.0% | $5,047-61.5% | $3,741-48.1% |
| Admin fee / account holder | $1,046 | $6,321-83.5% | $8,930-88.3% | $5,306-80.3% |