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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,269 | $72,492-25.1% | $87,104-37.7% | $72,975-25.6% |
| Participation rate | 53.5% | 72.8%-19.3pp | 76.9%-23.4pp | 69.5%-16.0pp |
| Annual return | 20.89% | 24.46%-3.6pp | 28.19%-7.3pp | 81.01%-60.1pp |
| Employer contribution / active EE | $1,857 | $1,894-2.0% | $2,521-26.4% | $2,440-23.9% |
| Participant deferral / active EE | $2,652 | $3,270-18.9% | $4,048-34.5% | $3,608-26.5% |
| Admin fee / account holder | $3 | $5,055-99.9% | $7,491-100.0% | $5,124-99.9% |