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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,413 | $56,197-49.4% | $67,652-58.0% | $59,633-52.4% |
| Participation rate | 71.8% | 71.5%+0.3pp | 75.7%-3.9pp | 68.7%+3.1pp |
| Annual return | -2.21% | 18508.10%-18510.3pp | 6625.40%-6627.6pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $1,367 | $1,615-15.4% | $2,266-39.7% | $2,203-38.0% |
| Participant deferral / active EE | $1,400 | $2,844-50.7% | $3,560-60.7% | $3,192-56.1% |
| Admin fee / account holder | $660 | $3,958-83.3% | $4,821-86.3% | $4,297-84.6% |