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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,676 | $124,330+22.8% | $109,173+39.8% | $167,536-8.9% |
| Participation rate | 63.6% | 79.5%-15.8pp | 75.9%-12.2pp | 82.1%-18.5pp |
| Annual return | 14.58% | 26.04%-11.5pp | 25.75%-11.2pp | 478.82%-464.2pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $8,551 | $5,256+62.7% | $4,654+83.7% | $6,342+34.8% |
| Admin fee / account holder | $46,603 | $7,974+484.4% | $6,755+589.9% | $12,315+278.4% |