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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,725 | $97,732+18.4% | $83,831+38.0% | $135,380-14.5% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -1.21% | 1287.56%-1288.8pp | 850.99%-852.2pp | 519.81%-521.0pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,779 | $4,683+23.4% | $4,082+41.6% | $5,609+3.0% |
| Admin fee / account holder | $32,136 | $6,675+381.5% | $5,479+486.6% | $10,828+196.8% |