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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,671 | $81,504-53.8% | $102,437-63.2% | $80,959-53.5% |
| Participation rate | 93.6% | 66.9%+26.8pp | 74.5%+19.1pp | 67.7%+25.9pp |
| Annual return | 13.92% | 25.60%-11.7pp | 24.95%-11.0pp | 35.67%-21.8pp |
| Employer contribution / active EE | $4,567 | $3,104+47.1% | $3,871+18.0% | $2,757+65.6% |
| Participant deferral / active EE | $1,200 | $3,871-69.0% | $5,060-76.3% | $4,300-72.1% |
| Admin fee / account holder | $885 | $6,719-86.8% | $8,388-89.4% | $6,925-87.2% |