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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,671 | $81,446-53.7% | $103,374-63.6% | $80,874-53.4% |
| Participation rate | 93.6% | 66.9%+26.8pp | 74.5%+19.1pp | 67.6%+26.0pp |
| Annual return | 13.92% | 25.57%-11.6pp | 24.89%-11.0pp | 35.62%-21.7pp |
| Employer contribution / active EE | $4,567 | $3,107+47.0% | $3,869+18.0% | $2,756+65.7% |
| Participant deferral / active EE | $1,200 | $3,870-69.0% | $5,058-76.3% | $4,297-72.1% |
| Admin fee / account holder | $885 | $6,715-86.8% | $8,394-89.5% | $6,935-87.2% |