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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,948 | $124,175+86.0% | $108,405+113.0% | $167,536+37.9% |
| Participation rate | 81.8% | 82.3%-0.5pp | 80.1%+1.7pp | 82.1%-0.3pp |
| Annual return | 12.24% | 1380.13%-1367.9pp | 905.55%-893.3pp | 478.82%-466.6pp |
| Employer contribution / active EE | $6,818 | $4,188+62.8% | $3,559+91.6% | $4,839+40.9% |
| Participant deferral / active EE | $5,181 | $6,908-25.0% | $6,563-21.1% | $6,342-18.3% |
| Admin fee / account holder | $1,685 | $9,457-82.2% | $7,297-76.9% | $12,315-86.3% |