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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,275 | $105,856+16.5% | $90,161+36.7% | $147,586-16.5% |
| Participation rate | 91.7% | 79.7%+11.9pp | 76.9%+14.8pp | 82.8%+8.8pp |
| Annual return | 17.40% | 37.63%-20.2pp | 34.89%-17.5pp | 578.59%-561.2pp |
| Employer contribution / active EE | $5,785 | $4,126+40.2% | $3,318+74.3% | $4,876+18.6% |
| Participant deferral / active EE | $4,330 | $5,733-24.5% | $5,287-18.1% | $5,439-20.4% |
| Admin fee / account holder | $1,398 | $8,046-82.6% | $5,943-76.5% | $10,886-87.2% |