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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,930 | $60,349+2.6% | $74,184-16.5% | $62,881-1.5% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 4.56% | 21.38%-16.8pp | 17.74%-13.2pp | 20.14%-15.6pp |
| Employer contribution / active EE | $5,907 | $1,680+251.5% | $2,370+149.2% | $2,281+159.0% |
| Participant deferral / active EE | $3,081 | $2,856+7.9% | $3,550-13.2% | $3,203-3.8% |
| Admin fee / account holder | $2,483 | $4,261-41.7% | $5,586-55.5% | $4,296-42.2% |