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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,401 | $72,486-2.9% | $87,103-19.2% | $72,976-3.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 12.27% | 24.46%-12.2pp | 28.19%-15.9pp | 81.02%-68.7pp |
| Employer contribution / active EE | $7,533 | $1,894+297.8% | $2,521+198.8% | $2,440+208.7% |
| Participant deferral / active EE | $3,563 | $3,270+9.0% | $4,049-12.0% | $3,608-1.2% |
| Admin fee / account holder | $2,762 | $5,055-45.3% | $7,491-63.1% | $5,124-46.1% |