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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,815 | $99,345+375.9% | $84,753+457.9% | $273,972+72.6% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.89% | 22.93%-16.0pp | 22.78%-15.9pp | 41.46%-34.6pp |
| Employer contribution / active EE | $15,763 | $4,214+274.1% | $3,574+341.0% | $4,869+223.8% |
| Participant deferral / active EE | $16,250 | $4,270+280.6% | $3,712+337.8% | $5,287+207.3% |
| Admin fee / account holder | $2,331 | $6,645-64.9% | $5,333-56.3% | $10,133-77.0% |