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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,479 | $87,546+488.8% | $75,784+580.2% | $125,389+311.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -1.74% | 13.49%-15.2pp | 9.68%-11.4pp | 282.24%-284.0pp |
| Employer contribution / active EE | $18,984 | $3,930+383.0% | $3,323+471.2% | $4,866+290.1% |
| Participant deferral / active EE | $18,095 | $4,230+327.8% | $3,652+395.5% | $5,352+238.1% |
| Admin fee / account holder | $6,904 | $6,503+6.2% | $5,300+30.3% | $9,541-27.6% |