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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,495 | $178,174-40.8% | $156,181-32.5% | $137,256-23.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 8.68% | 84.19%-75.5pp | 64.87%-56.2pp | 220.34%-211.7pp |
| Employer contribution / active EE | $2,105 | $4,972-57.7% | $4,294-51.0% | $4,156-49.3% |
| Participant deferral / active EE | $4,220 | $6,888-38.7% | $6,132-31.2% | $6,407-34.1% |
| Admin fee / account holder | $97,629 | $17,404+461.0% | $14,586+569.3% | $12,270+695.7% |