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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,120 | $213,785-22.8% | $185,441-11.0% | $155,188+6.4% |
| Participation rate | 66.7% | 83.2%-16.6pp | 80.3%-13.6pp | 80.8%-14.1pp |
| Annual return | 9.52% | 19.97%-10.4pp | 20.16%-10.6pp | 148.84%-139.3pp |
| Employer contribution / active EE | $4,118 | $5,393-23.6% | $4,672-11.9% | $4,248-3.1% |
| Participant deferral / active EE | $14,463 | $6,864+110.7% | $6,152+135.1% | $6,531+121.4% |
| Admin fee / account holder | $468,223 | $21,134+2115.5% | $17,890+2517.3% | $14,480+3133.6% |