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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,120 | $254,759-35.2% | $216,567-23.8% | $198,609-16.9% |
| Participation rate | 66.7% | 84.5%-17.9pp | 81.6%-15.0pp | 82.4%-15.7pp |
| Annual return | 9.52% | 10.04%-0.5pp | 12.94%-3.4pp | 202.70%-193.2pp |
| Employer contribution / active EE | $4,118 | $6,096-32.5% | $5,216-21.0% | $5,055-18.5% |
| Participant deferral / active EE | $14,463 | $6,948+108.2% | $6,191+133.6% | $6,977+107.3% |
| Admin fee / account holder | $468,223 | $26,311+1679.5% | $21,981+2030.2% | $19,030+2360.4% |