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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,755 | $95,915+20.7% | $79,580+45.5% | $134,532-14.0% |
| Participation rate | 86.7% | 75.0%+11.6pp | 69.5%+17.2pp | 81.2%+5.4pp |
| Annual return | -13.66% | -2.71%-10.9pp | 0.15%-13.8pp | 418.27%-431.9pp |
| Employer contribution / active EE | $0 | $3,129-100.0% | $2,413-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,945 | $4,693-37.3% | $3,985-26.1% | $6,401-54.0% |
| Admin fee / account holder | $4,606 | $9,132-49.6% | $6,835-32.6% | $11,429-59.7% |