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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,161 | $95,979-18.6% | $74,551+4.8% | $135,380-42.3% |
| Participation rate | 81.0% | 75.7%+5.3pp | 69.1%+11.8pp | 82.6%-1.7pp |
| Annual return | -4.33% | 56.97%-61.3pp | 32.53%-36.9pp | 519.81%-524.1pp |
| Employer contribution / active EE | $487 | $2,716-82.1% | $1,961-75.2% | $4,779-89.8% |
| Participant deferral / active EE | $626 | $3,844-83.7% | $3,108-79.9% | $5,609-88.8% |
| Admin fee / account holder | $5,020 | $6,522-23.0% | $5,059-0.8% | $10,828-53.6% |