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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,550 | $157,829+146.2% | $136,867+183.9% | $198,609+95.6% |
| Participation rate | 92.3% | 77.2%+15.1pp | 74.5%+17.8pp | 82.4%+9.9pp |
| Annual return | 17.12% | 51.25%-34.1pp | 42.97%-25.9pp | 202.70%-185.6pp |
| Employer contribution / active EE | $3,850 | $3,923-1.9% | $3,547+8.5% | $5,055-23.8% |
| Participant deferral / active EE | $9,789 | $5,463+79.2% | $4,924+98.8% | $6,977+40.3% |
| Admin fee / account holder | $2,037 | $11,107-81.7% | $10,340-80.3% | $19,030-89.3% |