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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,258 | $201,344+75.4% | $184,243+91.7% | $145,877+142.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.55% | 29.01%-19.5pp | 28.82%-19.3pp | 551.28%-541.7pp |
| Employer contribution / active EE | $4,903 | $7,022-30.2% | $6,427-23.7% | $4,663+5.1% |
| Participant deferral / active EE | $5,599 | $9,807-42.9% | $9,132-38.7% | $6,691-16.3% |
| Admin fee / account holder | $38,197 | $16,382+133.2% | $13,914+174.5% | $13,402+185.0% |