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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,512 | $167,533+73.4% | $151,645+91.6% | $134,545+115.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -12.17% | 7.81%-20.0pp | 3.34%-15.5pp | 418.37%-430.5pp |
| Employer contribution / active EE | $4,870 | $6,828-28.7% | $6,165-21.0% | $4,742+2.7% |
| Participant deferral / active EE | $8,506 | $8,985-5.3% | $8,363+1.7% | $6,401+32.9% |
| Admin fee / account holder | $9,317 | $13,781-32.4% | $11,614-19.8% | $11,431-18.5% |