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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,797 | $197,637+49.2% | $177,848+65.8% | $158,982+85.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 10.79% | 58.77%-48.0pp | 48.33%-37.5pp | 302.99%-292.2pp |
| Employer contribution / active EE | $9,528 | $6,698+42.2% | $5,919+61.0% | $4,763+100.0% |
| Participant deferral / active EE | $7,542 | $8,405-10.3% | $7,714-2.2% | $5,983+26.0% |
| Admin fee / account holder | $18,510 | $15,406+20.1% | $12,431+48.9% | $11,252+64.5% |