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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,908 | $209,336+86.7% | $197,124+98.3% | $137,256+184.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.04% | 48.09%-32.0pp | 44.34%-28.3pp | 220.34%-204.3pp |
| Employer contribution / active EE | $4,868 | $6,591-26.1% | $6,227-21.8% | $4,156+17.1% |
| Participant deferral / active EE | $5,755 | $9,614-40.1% | $9,135-37.0% | $6,407-10.2% |
| Admin fee / account holder | $10,331 | $17,308-40.3% | $16,298-36.6% | $12,270-15.8% |