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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,874 | $102,429+160.5% | $147,096+81.4% | $80,925+229.8% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 10.69% | 135.02%-124.3pp | 419.75%-409.1pp | 35.65%-25.0pp |
| Employer contribution / active EE | $10,549 | $3,716+183.9% | $4,936+113.7% | $2,756+282.7% |
| Participant deferral / active EE | $7,936 | $6,649+19.4% | $8,071-1.7% | $4,299+84.6% |
| Admin fee / account holder | $6,093 | $7,957-23.4% | $13,005-53.2% | $6,940-12.2% |