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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,743 | $93,589+187.2% | $135,942+97.7% | $75,181+257.5% |
| Participation rate | 80.4% | 75.2%+5.2pp | 81.9%-1.5pp | 67.2%+13.2pp |
| Annual return | 15.11% | 30.90%-15.8pp | 68.28%-53.2pp | 160.69%-145.6pp |
| Employer contribution / active EE | $9,993 | $3,537+182.5% | $4,858+105.7% | $2,671+274.2% |
| Participant deferral / active EE | $10,114 | $6,405+57.9% | $7,759+30.4% | $4,126+145.1% |
| Admin fee / account holder | $7,083 | $6,977+1.5% | $10,764-34.2% | $5,650+25.4% |