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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,044 | $77,638+291.6% | $156,551+94.2% | $62,881+383.5% |
| Participation rate | 92.6% | 71.2%+21.4pp | 84.0%+8.6pp | 69.3%+23.3pp |
| Annual return | 8.90% | 50.33%-41.4pp | 32.23%-23.3pp | 20.14%-11.2pp |
| Employer contribution / active EE | $16,924 | $3,444+391.4% | $5,501+207.6% | $2,281+642.0% |
| Participant deferral / active EE | $9,977 | $3,046+227.6% | $4,871+104.8% | $3,203+211.5% |
| Admin fee / account holder | $6,801 | $5,561+22.3% | $13,028-47.8% | $4,296+58.3% |