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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,084 | $75,962+374.0% | $154,108+133.7% | $64,173+461.1% |
| Participation rate | 88.9% | 70.4%+18.5pp | 83.0%+5.9pp | 69.6%+19.3pp |
| Annual return | -7.24% | 30.32%-37.6pp | 735.21%-742.4pp | 7.63%-14.9pp |
| Employer contribution / active EE | $17,993 | $3,350+437.1% | $5,298+239.7% | $2,381+655.8% |
| Participant deferral / active EE | $5,936 | $3,175+87.0% | $5,081+16.8% | $3,470+71.1% |
| Admin fee / account holder | $12,445 | $5,589+122.7% | $13,411-7.2% | $4,887+154.6% |