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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,061 | $76,696-17.8% | $96,515-34.7% | $71,511-11.8% |
| Participation rate | 91.3% | 66.6%+24.7pp | 74.3%+17.0pp | 67.9%+23.4pp |
| Annual return | 15.57% | 48.32%-32.8pp | 35.73%-20.2pp | 28.86%-13.3pp |
| Employer contribution / active EE | $6,968 | $3,032+129.9% | $3,740+86.3% | $2,589+169.1% |
| Participant deferral / active EE | $2,602 | $3,770-31.0% | $4,880-46.7% | $4,291-39.4% |
| Admin fee / account holder | $5,610 | $2,030+176.4% | $6,735-16.7% | $1,588+253.2% |