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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,736 | $56,894-2.0% | $84,753-34.2% | $62,881-11.4% |
| Participation rate | 93.4% | 68.5%+24.9pp | 76.6%+16.8pp | 69.3%+24.1pp |
| Annual return | 18.07% | 6.30%+11.8pp | 22.78%-4.7pp | 20.14%-2.1pp |
| Employer contribution / active EE | $4,622 | $2,400+92.6% | $3,574+29.3% | $2,281+102.6% |
| Participant deferral / active EE | $2,922 | $2,709+7.8% | $3,712-21.3% | $3,203-8.8% |
| Admin fee / account holder | $8,994 | $3,581+151.2% | $5,333+68.6% | $4,296+109.4% |