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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,247 | $57,352-0.2% | $83,831-31.7% | $64,173-10.8% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -7.96% | 11.38%-19.3pp | 850.99%-858.9pp | 7.63%-15.6pp |
| Employer contribution / active EE | $7,420 | $2,546+191.5% | $3,631+104.3% | $2,381+211.7% |
| Participant deferral / active EE | $3,781 | $2,993+26.3% | $4,082-7.4% | $3,470+9.0% |
| Admin fee / account holder | $1,305 | $4,046-67.8% | $5,479-76.2% | $4,887-73.3% |