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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,631 | $61,605-11.3% | $112,273-51.3% | $75,173-27.3% |
| Participation rate | 82.5% | 61.7%+20.8pp | 72.4%+10.1pp | 67.2%+15.3pp |
| Annual return | 9.32% | 28.47%-19.1pp | 30.23%-20.9pp | 160.72%-151.4pp |
| Employer contribution / active EE | $568 | $2,015-71.8% | $3,431-83.4% | $2,671-78.7% |
| Participant deferral / active EE | $2,127 | $3,108-31.6% | $4,800-55.7% | $4,126-48.5% |
| Admin fee / account holder | $2,831 | $4,862-41.8% | $7,752-63.5% | $5,651-49.9% |