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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,015 | $58,851-42.2% | $115,167-70.5% | $72,976-53.4% |
| Participation rate | 85.7% | 65.5%+20.2pp | 75.9%+9.8pp | 69.5%+16.2pp |
| Annual return | 5.15% | 23.16%-18.0pp | 35.60%-30.5pp | 81.02%-75.9pp |
| Employer contribution / active EE | $569 | $1,798-68.3% | $3,179-82.1% | $2,440-76.7% |
| Participant deferral / active EE | $3,006 | $2,643+13.8% | $4,169-27.9% | $3,608-16.7% |
| Admin fee / account holder | $722 | $6,370-88.7% | $7,089-89.8% | $5,124-85.9% |