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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,291 | $52,836-33.2% | $105,736-66.6% | $64,173-45.0% |
| Participation rate | 79.5% | 66.5%+12.9pp | 76.3%+3.2pp | 69.6%+9.9pp |
| Annual return | 10.57% | 14.30%-3.7pp | 6.27%+4.3pp | 7.63%+2.9pp |
| Employer contribution / active EE | $443 | $1,827-75.7% | $3,268-86.4% | $2,381-81.4% |
| Participant deferral / active EE | $2,252 | $2,545-11.5% | $4,080-44.8% | $3,470-35.1% |
| Admin fee / account holder | $5,205 | $3,959+31.5% | $6,913-24.7% | $4,887+6.5% |