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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,285 | $101,752-32.9% | $164,928-58.6% | $80,911-15.6% |
| Participation rate | 81.3% | 71.8%+9.4pp | 78.6%+2.6pp | 67.6%+13.6pp |
| Annual return | 8.17% | 16.73%-8.6pp | 70.08%-61.9pp | 35.63%-27.5pp |
| Employer contribution / active EE | $2,055 | $2,953-30.4% | $4,343-52.7% | $2,756-25.4% |
| Participant deferral / active EE | $5,308 | $4,477+18.6% | $6,034-12.0% | $4,297+23.5% |
| Admin fee / account holder | $18,036 | $8,218+119.5% | $12,684+42.2% | $6,935+160.1% |