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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,398 | $91,525-23.1% | $130,026-45.9% | $75,181-6.4% |
| Participation rate | 84.8% | 71.4%+13.4pp | 78.5%+6.4pp | 67.2%+17.7pp |
| Annual return | 7.46% | -631.40%+638.9pp | -137.26%+144.7pp | 160.69%-153.2pp |
| Employer contribution / active EE | $5,948 | $2,844+109.2% | $4,321+37.7% | $2,671+122.7% |
| Participant deferral / active EE | $6,122 | $4,342+41.0% | $5,821+5.2% | $4,126+48.4% |
| Admin fee / account holder | $9,238 | $6,778+36.3% | $10,608-12.9% | $5,650+63.5% |