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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,433 | $183,592+248.3% | $155,574+311.0% | $145,877+338.3% |
| Participation rate | 87.0% | 82.7%+4.3pp | 78.2%+8.7pp | 80.3%+6.7pp |
| Annual return | 16.62% | 61.37%-44.8pp | 64.87%-48.2pp | 551.28%-534.7pp |
| Employer contribution / active EE | $32,940 | $5,317+519.6% | $4,676+604.5% | $4,663+606.4% |
| Participant deferral / active EE | $22,522 | $6,466+248.3% | $5,629+300.1% | $6,691+236.6% |
| Admin fee / account holder | $82,946 | $19,316+329.4% | $15,914+421.2% | $13,402+518.9% |