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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,130 | $167,353+142.7% | $143,797+182.4% | $134,545+201.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.84% | 0.48%-12.3pp | -0.04%-11.8pp | 418.37%-430.2pp |
| Employer contribution / active EE | $31,568 | $5,620+461.7% | $4,952+537.4% | $4,742+565.8% |
| Participant deferral / active EE | $20,797 | $6,447+222.6% | $5,638+268.8% | $6,401+224.9% |
| Admin fee / account holder | $27,515 | $18,096+52.1% | $14,679+87.4% | $11,431+140.7% |